Bridge to the digital world

The best crypto on- and off-ramp in the world

Fluid has integrated traditional accounts with the digital world.

So, you can now go seamlessly from your accounts with us directly into crypto (including NFTs, the metaverse, DeFi, etc.).

Both Traditional Bank Accounts and Fluid Accounts can be connected to your Web3 wallet (such as MetaMask), so you can easily move between traditional fiat currencies in your accounts and digital cash in your own Web3 wallets. Essentially, you are the Mint.

What is digital cash? Simple, it is real money, on-chain.

Read more about our accounts

“I set up an account with a crypto exchange, which too a while because I had to verify my identity in their KYC process and provide a lot of information about myself. Then, I had to wire money from my bank account to the exchange account through the Swift system, which took a day. When the money arrived, I did a trade transaction to sell my traditional fiat funds for crypto. Then, I went through the process to withdraw the crypto from the exchange account to my own crypto wallet.”
– Marco, Switzerland

The old way

Here is what happens in the old world

Here is what happens with Fluid

“I created a bank account with Fluid. The ID process took a few minutes. I topped up my bank account using a SEPA transfer, which took about 90 minutes or so. During this time I connected by Metamask to my bank account with Fluid.

Then, I swapped my euros for dollars and then swapped my dollars for digital dollars in my Metamask, on-chain. From there, I swapped my digital dollars for ETH using Fluid’s Oracle Price Pool. The pool is pretty cool, as it uses a Chainlink price feed so I was able to buy ETH without any of the price impact that happens on Uniswap.

The time it took to go from dollars in my bank account with Fluid to holding ETH on-chain in my Metamask was less than a minute.

And, it cost me half of what most exchanges charge.”

Artshy, France
Artshy, France

A comparison

Key details

Chains Arbitrum (more to come)
Oracle Price Pool address 0x04e2a8c9465f46f8ebb71fab035bcf79beef4253
Arbiscan https://arbiscan.io/address/0x04e2a8c9465f46f8ebb71fab035bcf79beef4253
Stablecoin treasury monitoring endpoint http://retail.fluid.ch/gw/open/v1/treasury/DUSD

Frequently Asked Questions

Can I connect both my Traditional Bank Account and my Fluid Account to my Web3 wallet?

Yes.

Can I connect any Web3 wallet?

Yes.

Can I connect an exchange wallet, like Coinbase or Binance, to Fluid?

No.

What should I do if I have an exchange wallet at Coinbase or Binance?

You should close it and get Fluid.

Can I connect my normal bank account to my crypto wallet?

No. Fluid is the only company in the world who offers this capability.

Do I have to verify my identity to open a Traditional Bank Account with Fluid?

Yes, of course. It’s a bank account.

Do I have to verify my identity to open a Fluid Account?

No. Unless you send in over CHF 1,000 per transaction per day. In this case you have to do our simple, painless identification process.

Will Fluid likely replace crypto exchanges?

Yes.

What are the limits for on-ramping and off-ramping?

There are no limits.

How does your on- and off-ramp work for buying ETH?

You can use our on and off ramp in two ways:

  1. via the app (just small amounts at the moment; large amounts to come)
  2. via our revolutionary Oracle Price Pools.

How do I buy ETH in the app?

Small amounts, to allow new users to mint right away on Arbitrum

 

You can buy Arbitrum ETH (AETH) in the Fluid web app (coming soon to the mobile app), after you have connected your Web3 wallet.

This is offered to new users who do not hold AETH in their Web3 wallets.

 

Here are the steps to buy AETH in the app:

 

  1. Go to the Mint screen.
  2. Select Buy AETH for $10.

 

$10 will be deducted from the account balance of your Traditional Bank Account or Fluid Account and you will receive the AETH in your Web3 wallet.

How do I buy ETH from Fluid’s Oracle Price Pools?

Fluid’s Oracle Price Pools allow you to buy ETH without any price impact.

Here are the steps to buy AETH from Fluid’s Oracle Price Pools:

  1. Connect to Fluid’s web app.
  2. Select Swap.
  3. Swap DUSD for ETH.

You can also interact directly with the smart contract for Fluid’s Oracle Price Pools on Arbitrum, here: 0x04e2a8c9465f46f8ebb71fab035bcf79beef4253

What is the fee for swapping on Fluid’s Oracle Price Pools?

0.30%

Why should I buy ETH on exchanges that have a negative price impact, if I can buy from Fluid’s pools with no negative price impact?

You shouldn’t.

Will you be adding additional currencies to your pools?

Yes. We will be adding up to 32 different currencies that will be exchangeable against ETH.

Will you be adding additional types of assets besides ETH?

Yes. We will be adding stocks (like DTSLA, DAAPL, etc.) soon, followed by indices, derivatives, and other similar real world assets in the future.

Can I provide liquidity to Fluid’s Oracle Price Pools?

Yes, this will be added in the future. At the moment, we are beta testing liquidity provision with selected users. If you are interested in providing large amounts of liquidity, you can speak to one of our Fluid bankers. See Private Banking Solutions for more details.

Check out articles by our community members

https://archon0x.medium.com/fluidfis-unique-offering-why-would-you-ever-want-to-use-an-exchange-again-d95b863dbfe6

Any more questions?

Visit our Help Center

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